Knowing the seller's circumstances is very important as well.I also like to keep in mind my goal for investing in the property.

The mortgage payment is already high and my life circumstances have changed, making the payment even more of a stretch (not impossible, but definitely above the recommended percentage of take home pay).I am considering selling the first property next year (which has about $200K in equity) to do a mortgage recast on the primary and get my payment to something more reasonable.

One thing you generally cannot do is charge their rent based on the fact that you MIGHT have rented it out sooner if not for these circumstances.

Given these circumstances, I believe there may be grounds for a class action lawsuit against these companies, and their owners.

CA acts in a neglectful arrogant manner, assume historical greatness will automatically deliver future greatness.

That basically leaves you with investors and buyers with let's say special circumstances.

Once you’ve been doing this for a while you will be able to tell the difference between well maintained properties and neglected properties.

Circumstances like not holding annual meetings for corporations, not having corporate resolutions , commingling funds, taking money out of the corporation personally without that withdrawal being either a salary or dividend, etc.  

Refinancing with a focus on DSCR is a smart move when the timing and circumstances align.

If you get audited, this will be good to have on file.3) That's tricky, the dash 4 grouping election is based on facts and circumstances.