I know a guy with a dump truck that I hire to haul everything off, he gives me a good rate.

Hey llina, as Jonathan stated below an LLC will not determine your interest rates. 

I believe this because I think that on the whole, his first two weeks of actions are likely to: - Have zero no impact on near-term supply (deliveries for single family and multifamily homes 2025 are a result of actions put into motion several years ago)- Put upward pressure on interest rates: Trump's demand that the Fed lower rates will have absolutely no effect, other than providing a cheap source of easy social media clicks and engagement for real estate pundits. 

In many markets section 8 is higher than market rate. and investors need that extra return to mitigate the risk of sec 8 tenants generally speaking.

Best of luck @Benjamin Ying 

As rates have gone up we tightened my sold comps.

Many, but not ALL are only focused on the commissions he/ she will earn and not focused, on your best interests.

Financing might be a challenge.I would recommend consulting with a attorney, loan officer, and CPA to discuss your specific situation and determine the best course of action. 

Total Quality Lending has received positive feedback from clients for their communication and efficiency, but it's always best to do your due diligence.

With no credit score the interest rate would be based on the lowest credit bucket.