Quote from @John Key: Quote from @Ray Hage: I had already thought dropping 5 figures into these "mastermind" programs was a bad idea and now, I think it is even worse based on what I read in this thread.

Not bad, especially considering it’ll take about 9 months for permits and a year for construction.Now, let’s say you decide to do a lot split with two 4,000-square-foot duplexes.

If you're comfortable with waiting 3 years, maybe that's not a bad decision since the building has a foundation that isn't going to fall apart, but yeah it's good that you are figuring out what you need to know to be ready when the time comes.

It includes a lot of good/bad examples.

Canton is not quite as bad, although they have increased annual fees and initial inspection requirements in the past few years that Akron never put in place. 

My company offers fast-closing, no credit/bad credit loan packages in 44 states and referrals in the other 6.

I've closed a bunch of loans with Kiavi, Roc, and a few with ABL, I also closed with RCN, Easy Street, Lima One, and some smaller private lenders.I've come to the conclusion that the experience at the lender is not globally good or globally bad. 

Maybe not as bad if not in a beach town?

Too bad I can't say the same for the anything close to the city...

It is better to have a vacant unit than a bad tenant.