1700, put extra toward down payment at end of term.

Do they have a tendency to be highly optimistic with their estamtes? 

All my tenants are M2M day one but if you have existing or inherited tenants most state regulations have term leases automatically become M2M at end of term.

Is it unusual not to pay any upfront points/fees to investors and just an annual return to be paid at end of project?

Credit unions in the area...particularly federal credit unions have a tendency to screw up the transaction. 

@Mike NelsonI pay myself the same every month because of filing 945s etc. and then a bonus at end of year.

We looked at the lenders and realized that one of the lenders the buyers were using has a tendency to push back closing 2 to 3 times on average, while the other lender does the underwriting up front and only commits to a closing date they feel they can actually reach.

But requires a (3k ) deposit with ($2,350.00) refunded at end of deal when sold , ($650) is kept for ARV payments. 

I'm in the process of buying an SFH to rent out. The home inspection report indicates the roof and hot water heater are at or near end of life. Would you negotiate for cash back or a price reduction?

I think they should have had their existing customers free as they indicated and charged only new customers.It sometimes fails to auto detect.I think I have had issues when at end of trip it has no coverage.