Like an anonymous submission.  

Starting to look at building a Team myself. would love to get some insight on the on-line submission.

Lender 2 responded to one of my submissions for funding with a request for a $300K “placement” fee.

But then her strength takes over, preventing those fears from beating her into submission.

They loved the improvements I was making to the blighted home and they all rolled their eyes as I mentioned the submission requirements and the design committee.

Grant,Put it in context of volume...As of this morning there were 376 HUD homes for sale in just Florida.Multiply that by 50 States, and it is an ocean of paperwork to keep up with.Take that number of houses, and consider that we sometimes make 3 or 4 offers on the same property for multiple investors.Having the NAID number allows access to bid.After submission, the contract ir investigated for flaws and accuracy...

@Colette Major,As others have mentioned in their replies, the rate appears to have been floating throughout the underwriting process and not locked at the time of submission.

I think some of the less populated counties may not have electronic submission, so only the nearby attorneys will close there. 

It's everything that comes after that especially with foreclosures, or worse, short sales: wading through seller specific documentation and the often times tedious website offer submission process, closings delayed due to title issues, repeated trips to the property for inspections, appraisals (if applicable...) etc and all the correspondence that goes along with that.I have left showings before actually glad the buyer had no interest in the property so I could cut my losses at that one showing and move on.  

Hey Mindy, I sent a submission.