Quote from @Robin Simon: Its definitely dependent on a lot of variables, personal situation/risk tolerance, etc.But high-level, I would say that there can certainly be a balance - sometimes people forget that when using hard money or any sort of financing, for some reason you need to "MAX out leverage" - i.e. do a 100% financing for a flip or a max cash-out refinance etc..However, most hard money lenders would be totally willing to do a lower leverage loan (and would probably prefer it) such as 50% or 60% LTC instead of the usual max amount. 

Quote from @Robin Simon: Welcome to BiggerPockets!

Quote from @Robin Simon: nice work, congrats! 

Quote from @Simon Ashbaugh: Quote from @Ryan Lopez: I am just casting a net here.

Quote from @Robin Simon: Always try to run the numbers side by side with the two scenarios (as is, vs. the cash-out refi + new property) and look at the bottom line of each - typically the best way to do it.Also - any reason why you are committed to someone "local"?

Simon K.

@Simon W.Can you send me a PM if you know what you were paying for yardi versus appfolio ?

Quote from @Robin Simon: Quote from @Matthew Kaufman: Hello BiggerPockets Community!

Quote from @Robin Simon: Congrats, beautiful looking property Thank you!

Quote from @Simon W.: Hi @Austin JonesI'm a certified ProAdvisor for both QuickBooks Online (QBO) and Xero.