After they left she called me, they used heat to kill the bedbugs and in doing so they literally melted all of the mini-blinds and the LVP buckled so bad that it all had to be replaced.

None of the leases matched, the properties look like hey never got repaired , no heat , pipes frozen , 2,5ft sewer in the basement. 1/2 in gap between front door and door jam.

Only tankless water heaters, extra insulation, heating/cooling, etc....

Since yours is only water and heat I would recommend you charge 50% and lower the rent cost rather than factoring it into the rent price.

After you paid for a hotel for your tenants for the last week while the ac, the heat or the water heater was broken.  

You are correct that insulation is almost certainly a bigger bang for the buck in a heating climate.

Miami launches Miami coin, will pay interest / rewards in BTC, Kiyosaki says BTC has the greatest upside, Bitcoin of America listed as one of the fastest growing companies, Citi files to trade bitcoin futures - citing increasing demand, Europes largest derivatives platform will launch a Bitcoin futures fund.

I also relocated to miami Florida from columbus ohio. it all started with mindset.

And now pipes froze cause no heat, and now it's $14k more to fix pipes, I gotta walk away" and "seller" says "like hell you will, you destroyed my property, you messed up my credit, now I'm getting foreclosure warnings from bank, YOU CHEATED ME". 

I’m seeking advice on how to handle a challenging situation with noisy upstairs neighbors in an upscale Miami apartment community.