I create a simple spreadsheet and compare my CoC return and Return on Equity (ROE).

For 6 years we had uninterrupted return on the 14% annual area.  

Quote from @Mohsin Ali: Hi all, I'm joining this conversation late. 

Sorry for late follow up.Total repair was under $3k so I just ate it. 

I am proficient in investing and confident in earning 7-10% returns in the market over the next decade or two.

I bought the first one 13 years ago when I was in my late 20s.That’s awesome.

While @Phillip Austin mentioned Raleigh is a higher returns its just very much a appreciation market, you will not find rentals that cashflow, so depending on your goals its a good or bad market.

.: Quote from @Patrick Roberts: For the late payments, contact the servicer that reported them late and ask them to remove the late payments from their reporting (after explaining, etc).

For 2024, the threshold amount is $305,000 ($610,000 for taxpayers filing a joint return).

Within 5-10 years you should have been able to pull out your entire investment tax free and earn an infinite return.