I have came across the 203k loan where the numbers might work better if I find a good deal but there is alot that comes with the 203k loan and I want to make sure I am heading in the right direction.

Try to simplify your first deal as much as possible (the deal you described is over my head and definitely outside of my risk tolerance).

Hey all heading down to Charleston SC September 2nd - 4th.

as explained by a real estate agent in this post, it seems to be a  standard practice in ohio.I have texted my mortgage broker, he is surprise that seller can hold on my EMD, he always thought EMD goes back to buyer if property does not appraise,My mortgage broker is saying he is working with my real estate agent to having the seller sign release form.My real estate agent gave me one call yesterday gave me a heads up the seller is being difficult using all kind of excuse such as inspection seems nothing to do with financing situation, he is trying his best to get my money back, he has not shared any comment from their broker.Quote from @Chris Seveney: Quote from @Jinglei Shen: I was in a contract for a duplex, the appraisal come back materially lower than asking price, 14% cheaper, the seller made my agent to challenge the appraisal by submitting a set of comps at and beyond asking price in the same area, we ask my lender to revalue, the revaluation result came back, same price as initial appraisal.

In my head, the lock smith was just going to open the door for her. 

@Mike ReynoldsYou hit the nail on the head in that seller financing would fall under the non-recourse loan category; therefore, UDFI would not apply.

As a heads up they have a reputation as being difficult to work with--especially with regard to trouble college kids might get into (bonfires, parties, trash etc.). 

Just a heads up, we don't post our prices publicly because we raise them frequently given our growth, and don't want potential members to get outdated pricing information. 

Also I have not worked out the financing yet. if I just use my cash then the Cash on Cash drops to 8 or 9% and that would be below my Cash on Cash target.Generally speaking and of course just numbers I picked out of the air for reference when running numbers in my head, I am looking for Cash on Cash greater than 15%, high probability of long term occupancy, and no expected major Capex for 2.5 years after purchase and purchase time repairs which I would add into the cash on cash evaluation before pulling the trigger.So there are some more details to be worked out in my head but being it is my first one and only learning what I could from youtube videos I thought I would get some feedback.With all that said, in my head it seems like it could be a good start.Thanks again Jaycee and Gavin for your feedback.

Who knows, I definitely would of been a crypto multi, multi millionaire, but I doubt it b/c I'm sure I would of cashed out at some point before it headed north of several hundred dollars