Yulia Jenner I bought a 100 year old duplex a while back, it was in decent shape but seen its share of earthquakes (California).

The insurance company got bought out and the new company decided not to renew the insurance policy because of the brick foundation (earthquake hazard). 

Active eruptions and earthquakes are changing pressures on areas which have not seen "major" seismic activity in so long they are overdue, some by decades, some by centuries or even millennia.

I got a major equity stake and was president.. ran that for 6 years.. 50 million HML in Bay area.disaster struck in 1989 to 1990  and I sold out in 1992  remember earth quake and war.Bay area took a huge hit then.I then through a sheer luck.. met my future bizz partner around the pool in Maui.. and I got in the timber business in Oregon I lived in Napa valley and commuted form 92 to 2001.. that was a GREAT run and one of the best business I have ever done.went into buying foreclosure in Oregon in 2001 it got uber competitive when trustee info become available on the net.. moved those funds back to HML  ( in those day I just wrote a letter ot the state and got a Mortgage bankers license no test required)  ran that company up to 35 to 40 million then got my postier handed to me in 2008 to 2010 and then put together a company to buy distressed assets.. ran that up to 350 homes form 2010 to 2013 got bought out and had a nice liquidity event.. now I just build houses in Oregon and Charleston and do JV deals with folks in 12 states.

I said that I didn't even notice people's skin color and I own properties in Overtown and Little Haiti so I don't think I'm superior to black people.

Redfin estimate gives this property an estimated value of 322K based on recent comps.Duplex in Little Haiti came up on the MLS at 5pm today for 179K.

I ask that you site case studies from the Northridge Earthquake in which several apartment complexes were destroyed and killed several people.  

To be legal, you will likely have to rip off all the siding and add shear support to be earthquake safe for a two story house.3) What's your exit strategy?

I inherited properties in NorCal, but instead of being six hours away like the ones in the southern part of the state, these are 12 hours away, too far for us personally.In our case, the only due diligence we did was check for the location of earthquake faults on the State of CA's hazard site. 

You need to understand that flood insurance is catastrophic insurance meaning that you only will want it and should have it in the event of a catastrophic event such as flooding, wildfires, landslides, and earthquakes).