It’s always good to shop around or even negotiate a flat fee if you plan on doing multiple deals. 

I think there are two maybe 3 ways to look at this in my mind.  1) you go into it and bring it all up to modern standards but using that old charm to basically take what is there bring it up to modern standards and rent it out essentially I'm thinking cocktail bar or something trendy like that.2) most banks are on really good centrally located real estate if this is true, then I'd consider it for the dirt, plan to scrape the lot and go vertical with whatever the highest and best use is.3) a kind of combo of the two, if the lot is in a good location and its doable, pull the vaults or other "character pieces" out of the building, scrape the lot, and build whatever is best suited for the site there, but incorporate those historical pieces into the final designs.Is the site near a major retail area? 

And additionally, they have to sign the declaration of covid hardship, which pretty much anyone will sign since they can can flat out lie about it.

I guess I'm one of those "goofy detractors", however I do not recall having levelled anything ad-hominem in nature on this thread (it would be quite out of character).I am not even certain I would call myself a detractor - If someone wants to borrow money to pay-down another debt, that is their business.  

Your decision and actions here to leave a false review and then delete your account to remain anonymous reiterates your character.

When the flat valleys were consumed by people, they like idiots, Developers  started building where the fire danger was higher.

By getting to know someone’s work ethic, goals, and character over time, you’ll be in a much better position to determine if they’re a good fit for a long-term collaboration.

Conversely, when property prices are low, rental demand decreases, causing rental rates to remain relatively flat or fall.How can you identify cities that are likely to have significant and sustained appreciation and rent growth?

That type of character will get you far in life!    

They charge a flat rate of $600 per $1M in price.My local association and MLS combined is about $1,600 for the year.The only thing that I really miss is having access to the NAR forms or your local state forms, and the software to fill them out so easily, with Glide.com or Zipforms. etc...