Private money lending bridges the gap between speed and flexibility for investors while offering lenders a secure way to grow their returns.

I went into two of my listings (one with a flexible cancellation policy and one with non-refundable) and it is pretty clear what the terms are BEFORE booking.  

If the owner financing terms are flexible, what would make this potential purchase more favorable on my end?

A HELOC or cash-out refinance might be the most flexible, as you could tap into the equity without disrupting your investments.

Balance debt and cash to preserve flexibility and scale efficiently.This post does not create a CPA-Client relationship.

I’m completely flexible and open to all ideas on this one.

Whether you should take a retirement distribution or not depends on several factors1) How much do you value the freedom/flexibility to ues the money NOW compared to when you are 60 years old.2) What type of return can you get having cash vs investing in an IRA / SDIRA.If you can make a 1% - 2% better annual return in your personal name, it may make sense as the added return will pay for the penalties over a couple of years.I personally cashed out of my retirement account back in 2016 and it was the best decision I made.

However, the approval process can be pretty tough, especially if you're working on a larger project or have a shorter timeline.Private Lenders: These options are typically much faster and more flexible, which is key when scaling development projects.

Your best bet is to find one that has flexible membership options, without high spend requirements.

If you're cash, you have more flexibility.