If your strategy is “make ___ lowball offers until you hit on an acceptance” that’s tough to get a seasoned realtor to embrace.

why can't Realtors Embrace this savings and offer it to their buyers as well?

Mom was an English teacher and would say the dictionary is outdated the day it goes to print.My generation embraced (maybe did not exactly invent) use of the term "cool", which has somehow made it all these years, when I thought it would last less than 1 for sure, because it was so incredibly stupid and still is.In construction, hacks are the people who do poor quality work.

We have great restaurants, a night life Downtown, and the economy is thriving with a local government embracing the growth.

Not necessarily grew to 50-100 rentals, but how do people who dont embrace debt as easily get to 5-10 rentals?

Instead of getting upset or discouraged because there are limitations when it comes to self-directed IRAs, my suggestion would be to understand the rules, embrace the rules and then go make yourself a lot of money (by following the rules). 

I have found, however, if I take the time to gently move her towards more risk and show her the numbers then she is more willing to embrace the risk - aside from risking anything regarding this one house we paid off.

It sounds good, and you know your skills, so go for it and embrace the experience!

This past year I really embraced the cashflow mentality but might be getting in over my head.

Embrace the fact that the baby will be the center of your world.