I'd just get more general liability coverage. 

You lose now if you sell and if you rent you will need to supplement your tenant rent every month to cover your expenses.

I think they should have had their existing customers free as they indicated and charged only new customers.It sometimes fails to auto detect.I think I have had issues when at end of trip it has no coverage. 

Any investing you do will supplement your income now and after you retire so you clearly do not need much.

Make sure you have coverage for your site work, utilities, and foundations (as needed for modular), plus the modular cost AND modular delivery, placement/crane work, and any finishing AFTER installed. 

IF the title company says they cannot provide title insurance coverage on a property then stay away from that auction.

Looking at insurance for these properties, what is generally considered to be adequate coverage, ie what should be covered and how much would be a reasonable amt.

If you find a great deal on a 4plex where you live in one unit and the other units provide you with total coverage and extra cash flow per month; then you CoC return is essentially infinite (assuming you got your closing costs covered by the seller).

The middle class in the US is defined by having loans / credit to supplement your quality of life, like a house and car purchased with loans. 

Hello everyone, I am at a loss at guessing the proper about of insurance coverage for my properties.