I’ve struggled to find better than 5.5 amortized to 30 year in a commercial loan product

I am trying to love Verbo as much as Airbnb but still struggle.

I actually have a bit of experience and I STILL struggle with this, even 11 years later.

As an example – a car dealer doesn’t want to spend money mailing to people who probably won’t to be able to qualify for a loan.When looking for Motivated Sellers, we target homeowners on the opposite end of the spectrum: people who are most likely to be having financial difficulty.By applying Low ESI to your list, you add a level of motivation – homeowners who are struggling economically are more likely to want to sell their homes.While credit scores were utilized in developing the model - they are not actually part of the model (hope that makes sense) so there are no restrictions in using it.

I struggle often with the question of "pay off mortgage or get more properties" question.

Frankly, it's been a struggle to make payments, maintain the properties and I'm kind of burnt/stressed out. 

If he does see you as a kid or you dont see you and your dad as equals, I see a potential power struggle.

This is the type of grey area that even the most skilled loan officers will struggle to get you an answer.  

@Stephen Scire, I struggle with similar issues. 

Two of the inheritors are not savvy about Real Estate where as my partner is so her struggle is with their refusal to see how the property could be a tremendous gain.