@Ariel Gonzalez --I bet that if you scheduled a meetup, people would attend.

This is doable however my time to find, procure, and renovate rentals is very restricted due to my life on active duty.When looking strictly at the numbers a mortgage provides a better CoCR and a better ROE, but stepping back and looking at more plain facts it seems like leaving the house paid off is the best bet, thoughts? 

If you walked up to Michael Jordan and said, "I want to learn sports" he would walk away.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

Your best bet is hard money if you're looking for a lender without seasoning requirements.

Also, the school has one of the most successful sports programs having won 8 state championships in football.

Not exactly sustainable with the way prices have skyrocketed.Honestly, bypassing a turnkey marketer might be your best bet.

Visiting before putting in an offer can be tricky, so video tours are your best bet.

@Anx Carter Your safest bet is to have your CPA/tax professional determine the land value.

Loan officer incompetence - sounds like they quoted you on 75% LTV but once the underwriters got a hold of it, they restructured.Without having the convo myself, Id be willing to bet its a combo of 2 and 3