So in conclusion, it would be financed as a conventional with 20% down ($100k), and out of the $400k, $300k will be at 3% and the remaining $100k will be at the current mortgage rate?

The 401k I used to have said if I default it didn't negatively affect my credit, but that it would become a taxable event like a withdrawal (come tax season) and I would have to pay penalties for the amount I had remaining. 

For example In Norristown PA, a nearby not good area, section 8 will pay $1300/month for a 3-BR, whereas free market in that area would dictate something closer to $700 perhaps.Paying for tenants is likely on the edge of legality, but I can understand the motivation.

We do not suspect foul play because apparently that tenant's relatives have reported to the remaining tenants that the MIA tenant has moved in with another relative (but did not give that MIA tenant's new contact information). 

Then I see newbies who team up, motivate each other and work together as a team.

Like @Sarah Kensinger said, I would surround yourself with like-minded people that have had success in the real estate industry to motivate you and teach you things you may not know! 

The key to finding good deals is to remain open to alternative investment strategies and consider all potential deal sources.

On top of that, six new motivated seller listings in 19134, 19148, 19104, offering even more opportunities for our clients.Our company has helped hundreds of investors achieve their goals, I'm here to build connections and support fellow investors.

Look for properties where you can negotiate a lower purchase price or find motivated sellers.

In many markets rents will remain high, in some rents will go at the rate of wage increases.6.)