Discuss with your attorney whether it is in your best interest to reaffirm the debt.With a chapt 7 you have reduced your debt load and lenders know you can't file again for 7 years.

However, shortly after securing the property under contract, the lender notified me of an error on their end, stating that the property's is rural for them and hence mandates a reduced 70% LTV.

Marie there is not a permitting rule regarding the 7 day stay. we plan to reduce that down at the end of the season.

I'd start by talking to your neighbour and asking them to split the cost 50:50 saying that the longevity is reduced because their dog keeps jumping up on it. 

There are some that manage to find the money and the deals quickly when the market is just right (and they have plenty of cash), but most success is built slowly, over time.Increase earnings, reduce expenses, save up, invest.

I have taken steps to reduce the mortgage payment that may take time to go into effect: filed homestead, I plan to reappraise the property after renovations are complete to eliminate my monthly $66 paid towards PMI, and I am currently negotiating different insurance policies.

Immediate responses to inquiries (waiting even an hour can drastically reduce bookings)3.

Rents have been reduced too much3.

Many agents mistakenly state that loans reduce the death benefit.

Now let's look at the before-and-after cost segregation results:- moldings went down from $17k to $4k- $20k security system disappeared altogether- specialty plumbing dropped from $19k to $11kand you can review the rest of this side-by-side comparison yourself.Unlike my restaurant analogy, reduced or eliminated numbers on cost segregation are not only suspicious but they are outright detrimental to the investor.