Tenant just moved out, cleaners found they used the wrong type of cleaning product on the stainless steel appliances, causing a permanent discoloration. 

Technology in banking, particularly at “FinTech” finance / bank companies that do not have a physical presence has been often difficult to start / operate.

In every single physical asset investment I made, the one's that did not cash flow by the end of year 1 or even 2, or 3--were the best winners.

@Matteo GirlandoWe have a DSCR product available to first time investors.

How much it will affect your DTI depends on your existing debt obligations, income, the mortgage of the primary home you want to buy, and the mortgage of the house hack property.I recommend using the 5% down conventional loan product to house hack and only use FHA if you have to since there are more restrictions involved.

Just a piece of advice if you do elect to pull some cash out is to stay at 60% loan to value. 60% loan to value for most products will get you the best combo of rates/costs on the loan. 

.**** An important note for people with AC Units at their rentals, there is a product that is the equivalent of fix a lot for AC units.  

It's all about personal relationships with productive agents.

It's good to build a reputation of reliable person who stands by what they say and does his best to deliver the best product for the buck.Never forget, this is a for profit business.

Nobody has a "right" to use a specific product or service.