Hello BiggerPockets,I’m Jess, and I can't wait to get involved with this community.

Hey your agent involved to get answers to the questions and speak directly with seller / sellers agent

That said, since I'm not actively involved in it myself, I may not be the most credible voice on the topic.

All the DMs from agents, licensed real estate and a few from disposition (something involving wholesaling??) 

Hello,I have several ways to fund a down payment on my first investment property and would like to know the "safest" way to do so...Cash, borrow against my 401K (and does this method constitue the start of my investments) or HELOC. 

That is the size claim where I would want one involved if it were me.

However, structuring this in a way that complies with tax law would likely require expert legal and tax guidance, as it involves partnership agreements and IRS regulations.

The IRS uses material participation tests to determine if you are actively involved in an activity.

Follow the registration instructions, which may involve providing your name and other contact details. 5.

I am not saying don't take the points, but really evaluate all the socio-political and economic factors involved before you take the shinny penny.Thanks.