SamThe best investment is a multifamily vehicle that offers preferred returns, short invest cycle 18 months or less, and waterfall returns for each dollar in. 

Waterfall of roaches comes pouring down from front door onto sidewalk.

You NEED a mentor IMO, for when you're freaked out (ie: now) -- they can calm you do and reassure you, or explain why it's a bad choice.   

But from the equity side, the underwriting can be pretty complex with dynamic waterfalls that can handle subordination of pref and/or return of capital, promote or CF split, funding priority, project IRR versus LP IRR hurdles, clawback/catch-up capability.

Things obviously as you also state, calmed down in 2009.

A bowl or two would go a long way in calming you down.PS - just because a realtor told you something, doesn't make it a fact.

I'm going to go through this discussion very carefully again to be sure that I didn't miss anything (I think I may have) . . .UPDATE: After re-reading this thread, I see that things got a little too hot for a minute, but clearly things have calmed down.

Wow thanks everyone for the responses, I really appreciate it.Luckily I'm on a trip for two weeks away from the home so my symptoms should calm down.When in the house, the symptoms definitely stop if I dont run my central fan.

I don't know anything about the land trust stuff but maybe that is an option once you calm the bank down.I have had one called ( used to buy all my rentals pre 08 sub too here in Oregon)  and the reason it got called was it was a local credit union and the seller went in and told the CU what she did and they immediately called the loan and we simply paid it off@Serge S. 

Syndicator "Admin" Fee Changed from Flat % to Waterfall-type Split:  One group I have been dealing with historically did not charge an admin fee at all.