For me to make a traditional offer it would have to be very low to make my numbers work.  

Do a traditional financing note/deed of trust.

Gap funding can help cover the difference between your available funds and the down payment required by traditional lenders, but it often involves higher interest rates and adds complexity to the process.Finding off-market deals can be challenging, especially for beginners, and higher interest rates may mean lower rental income.

What do you look for when looking at traditional homes online (without having to drive all over and look at a ton of homes that will never work) to see if you can modify the home to make it work for this scenario?

Most of them are achieved through traditional lenders and institutions like banks, but some are accomplished through less traditional means.

With traditional mortgages and putting 20% down, it is tricky to have them cash flow.

Discuss this possibility with your agent.Explore iBuyer options for a fast sale that aligns with your move-out date, but keep in mind you might get a slightly lower price than on the traditional market.

Considering your equity and cash reserves, exploring alternative financing options like traditional mortgages or partnerships might provide a more balanced approach to acquiring your investment property while mitigating risk.

Purchase price: $90,000 Cash invested: $35,982 This deal was a fun one to execute, Im a traditional LTR Buy & Hold investor and decided to try and hop onto the MTR hype train back in late 2022/early 2023.

I eventually called them myself (bypassing my broker) and got in touch with someone in their office.