We were using a 4th (not on your list) but I cannot recommend them. 

I'm not sure that I would recommend switching them in and out of your name. 

When you go to sell, Montvale requires a certificate of occupancy so this issue has to be resolved in advance of a sale.Although I am not a lender, I assume you will not be approved for an owner-occupied mortgage on 5-units if it is a legal 4-unit without some type of mortgage fraud whether in reported rents, units, or another legal document or representation (very very large issue from a legal perspective with multiple arrests in the last year for anyone playing fast and loose).As far as the DCA, I would recommend coordinating your work with the city with the DCA.

Still waiting to hear more on how mortgage forbearance really affects people's credit scores and ability to obtain financing in the future.

We really took the bull by the horns on this one and patched our way through 😅 but I would LOVE some recommendations for a Tax Specialist, lender, and other important people throughout this journey!

They also have calculators to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

None of which I would recommend. 

If you want to invest in a self storage syndication, I recommend you consider Paul Moore with Wellings Capital.

If that is a stretch as to your qualifications, I would not recommend this as it would with relative quickness go to the attorneys to move forward with drafting, inspections, title search, etc.

I would recommend finding some local meetups to attend, and also tuning into the Straight Up Chicago Investor's Podcast.