The best bet is to have a tool that produces data at the credit bureau level.There are also tools out there that does separate the phone numbers and address and put them in different columns so it can work well with other tools you use.

Census Bureau.

If the denial is based on information obtained from a credit bureau or some other type of consumer report, you need to provide them with an adverse action notice, in addition to (or as part of) a nice professional note telling them they were not qualified or were otherwise not selected for this property. 

Census Bureau shows construction costs went up by 17.5 percent year-over-year from 2020 to 2021, the largest spike in this data from year to year since 1970.

I would just replace X% with "CPI for [insert appropriate area] for [all consumers, or whatever line item you want to reference from BLS reports] as published by US Bureau of Labor Statistics (BLS)" and leave it at that.

Institution regulations to DEFEND not diminish free enterprise. 

Swan Enterprises USA LLC

It might be a good argument but I owned a house in Enterprise Alabama for almost 10 years.

Best, ADELLESWAN ENTERPRISES USA

., I believe services like apartments.com that manage secure ACH transfers between the tenants account and yours usually offer an option for the tenant to have their payments reported to a credit bureau.