Once you sell your old property and use a QI, the exchange will be complete and your capital gains will be deferred.

What is the typical loan term?

Maynhia Stott - be careful on OTC liens, typically those are the leftovers and many instances there is a reason they are leftovers

Currently working to gain capital as I educate myself and seek knowledge through every possible avenue.

Typically, all services that PM does will have a charge, as that's the only way they make money.

Yep for one especially in the early stages a hard credit pull would not be useful, just have them do soft checks for the time being and opt out of credit solicitation: www.optoutprescreen.com I could be biased... that said typically working with one lender than can help regardless of where you're looking and having a relationship with that will provide the easiest and most cost effective route long term. 

Now, I typically only use them to skim stats on reviews and the more basic items. 

My good experiences come from the knowledge I've gained and the initial support I received from RTR.

Typically I’m seeing higher appreciation than cash flow but it can be hard to tap into that equity if rents won’t cover the new cost of the refinance.

The ideal home price for you will depend on: 1) downpayment size 2) risk appetite, 3) preference for more cash flow or appreciation.Given our price points, our investors need to have 35-45K to start, on average.The typical cash-on-cash return on our properties net of loan payments, insurance, taxes, and property management fees is 6-8%.Ultimately, you can obtain financing from any lender, although we have partner lenders that can provide very competitive rates.