You only need a place to track tenant information, payment history, maintenance, etc.

IE: we are sick of rentals we are selling them but we need monthly income so we are going to invest in Deeds of Trust with you !! 

It should also be noted that there is often a difference between the borrower and the guarantor.If the loan is made to an entity (LLC, corporation, trust, etc.)

thank you so much, i can't let her out just like that, i wish i can as she has drive me crazy like 20 times a year with her heating issues and others issues. i have to keep renewing her lease unless she is paying late cotinuesly or no payment or i move in by myself or i sale the property.

Here’s the deal (pun intended):Run the Numbers: If the deal makes sense on paper—cash flow, ROI, and all—trust the math, not just your gut.

But trust me, when you find that architect that understand your processes, your life and projects will become exponentially easier, the projects will turn out better, and you will make more money in the end. 

If your student loans are only 3-5% interest, that's pretty good so I think it's okay to pay those off over time.It sounds like you're making good income with your current employer and there is room to grow, so I'd plan to stay with that job until you can pay your high interest loans off and save enough for a down payment for your first property.

(You’re paying $500/mo in but if you gave them $X (Say $80k.) it would lower your payment $500/mo.)

If you were able to pull out $500,000 in existing equity out of a paid off rental and disperse those funds to acquire 2, 4-unit MFR properties and had the income to support any future CapEx and the interest payments on your HELOC ( including the extra income to paydown the loan ) would there be any " gaps " or problems I'm missing in this situation where it would be a bad enough idea to not go through with acquiring more properties through a HELOC on 1 of 5 properties you own?

.- When paying with cash, you have fewer closing costs (no lender fees) and fewer holding costs (no interest payments).