BUT, you'll have to substitute a lot of time for capital.

Thanks, it feels like I've started too late being a senior in high school now, but I've been listening to the podcast more in substitute for listening to to music, but in order to really understand all the terminology used in the podcast I've been reading the BP Ultimate Beginner's Guide.

Occasionally if I could not find the right person at the lender, I would try with the substitute trustee.   

This is not a substitute for an enforceable mortgage.These guys might be good payers and as honest as the day is long.

Basically take every single one of your goals and substitute the word goal for commitment and then add "with ease" at the end.

We just had a baby and my wife is working part-time as a substitute teacher.

There is no substitute for being physically present with experienced investors.I'm always happy to help point you in the right direction for resources or tools on BiggerPockets that can help you with your REI goals!

Finally there is never a substitute for making sure your numbers are correct when evaluating the deal.

It may be good, I don't know, but it's no substitute for using your brain and figuring out things for yourself.  

Keep in mind that there is no substitute for an actual estimate based on when it comes to ultimate accuracy, since every project varies greatly in complexity.