Refillable so you don't need to have the special bottles.

And, another one requires more support (special needs).Husband working on starting his own business (starting phase, no income)On the side, there are some income ($50K a year)Goal:1.

Everything he teaches about personal finances (budgeting, car loans, credit cards, etc.) is spot on.

@Jaycee Greene I’ve contacted big banks small local banks and I haven’t quite tried credit unions although I have 2 credit unions for which I have accounts (but my experience is that they aren’t offering that much better terms).

You are likely blending PMLs with HMLs here, most PMLs lend on a relationship basis and most HMLs underwrite the credit profile and risk of a deal. 

Currently my credit is under 515, I know I can fix it but need more income and cash.

Credit, Criminal, and eviction seemed fine.

I will also be tracking expenses related to repairs, maintenance, travel to and from NV, hotel stays, meals, gas, and other regular business costs.In the long term, I aim to purchase additional properties under the business name, but I understand I need to establish at least two years of income and credit history before doing so.The issue I’m encountering is that my accountant has not provided any guidance on how to structure this scenario.

For sale by owner and seller finance is completely different. buyer/tenants don’t always have bad credit.

To do well, build a strong money base, keep a good credit score, and look at other loan types besides FHA.