Your problem wasn't that they were unmarried, the problem was he had good credit and she didn't.

Investment Info:Single-family residence buy & hold investment.

You might need to fund that, either with a higher purchase price, or something creative.Otherwise, there are no other options that would allow you to qualify to buy this as a primary residence.

I bought my first house 1 year ago as my primary residence.

There's no one (theoretically) living on the parcel--no improvements that would allow someone to make the parcel their residence.

It found the five most landlord-friendly states to be:West VirginiaArkansasLouisianaNorth CarolinaAlabamaAlabama residents enjoy a low cost of living and a thriving economy.

Based in New York, my work-life spans across New York City and Long Island while I reside in Mount Vernon, Westchester County.I’m diving deep into real estate investing, working on building my knowledge first and my portfolio later.

I say area because my wife and I reside in Fort Mill, SC and are looking forward to getting serious about REI. 

You can use conventional financing, up to a fourplex, and if you live in one unit you may reduce some of the property tax for the space you live in as it is your primary residence and you can also buy with very little down as opposed to buying it strictly as an investment property.Duplexes are a great option and you generally also always have at least one paying tenant and can be bought similarly.

Or maybe an easier way to ask: are there states that allow non-licensed lending on owner-occupied/primary residences?