The Germans went through so much emotional turmoil during hyperinflation that it set-up the psychology for Hitler and also for getting revenge on the Jewish Rothchild bankers who they perceived as the cause of their problems.England followed suit after Germany and devalued their currency and cheap exports being dumped forced the US and the rest of the world to put up Smoot-Harley tariffs.

There's a psychology effect to it that makes it seem like all you care about is the numbers, which is true but you can't come off to a tenant that way in such an odd price.

That said, financial and non-financial considerations are out there like benefits, social/psychological aspects of work, and the details of your pension and years of service (like vesting, amounts, and would you miss it totally if you don't stay 2.5 years or just get slightly less, and it kicks in anyhow, benefits till then, etc.)Even when the numbers can work out, if you enjoy your work--you sort of tap dance to work as Warren Buffet says, maybe that is a factor, too. 

I have a completely unsubstantiated theory that there won't be a psychological break on interest rates until it hits 5.5%-6%ish.

By the time I should have been graduating from high school I had enough transferable college credit to be a sophomore in most undergraduate programs, and definitely had all my GE’s out of the way (psychology, English, sociology, history...) plus I had thousands and thousands of dollars in the bank.

Meantime whilst I'm also very into voice control, body language and human psychology I spare a good amount of time for that too since 14.

`````````````````````````````````````````````````````````````````````````````The psychology behind this is that you don't want to keep coming back.A possible conversation you might have at this time in the negotiation is..."

The psychology of this is instead of giving them a yes or no decision to make to one offer, they are deciding on option "A" or "B" and the "No" option disappears.

You are dependent upon his participation (money and moral support).You can consult all the psychology books, financial planners, marriage counselors and priests you want.

@Kurt GranrothNo matter if your projections worked out they way you thought or what the S&P did I think you'll do well in your investing journey over the long term since you have the psychological make up that few investors do: 1. you put your investing thesis to paper and in a public forum to boot, which makes it hard to have rose colored glasses when looking back in hindsight; both for failure and success. 2.