@Suki Su It really depends on the HML, Ive seen % of the total or different % by PP and Rehab costs.As for application fees, interest only vs principle, other layovers, its all negotiable and differs by lenders.

Wish someone had exposed me to some of these principles at 17 instead of 37!

@Joe Johnson I think that you should keep your long term objective in mind which is replacing day job income with rental income.

I am just getting started out so I don't want to get "shiny object syndrome" and jump to something new when I haven't quite mastered SFRs in my market yet.

RESPONSE: Can be either Wise or Unwise – depending you’re your personal objectives!

We have lived here for 10 years, and during the last 3 years I have been paying about 3k per month extra to the principle.

For me it’s simple….when I buy an NPN, my objective is to help the borrower get back on their feet with a payment they can afford.

Looking for tips and ideas on how to flesh out the WCAP (wealth creation and preservation), principle.

Students, illegal immigrants, druglord bust is occurring on regular basis.This is Burbank Unified School District with one overworked superintendent above a principle.

Just to offer you an opposing opinion - driving down the principle and refinancing is putting a lot of your hard earned cash, that could be used for productive assets, into a bad asset.