And agreed it's slim pickings right now in the tri county.  

Scott is the master and you should definitely pick up both of his books.  

I think it's a great opportunity to pick up a really good deal in a tough market, but only if you know what you are doing and structure it properly.

They both pick up the phone when I call and would not tolerate having to submit notes in a portal. 

Typically, many people would pick a lender purely based on rates and pricing.

Pick the policy type based on your comfort level with dividends vs variable interest crediting, policy flexibility, and loan options. 

It's picked back up so good cash flow is definitely tough to find.

If I were picking between the 3 it would definitely be my last choice. 

There is probably no regular trash pick up or it is by a local guy with a truck3.)

Systemize, optimize and monetize" your real estate endeavors.Don't trip over the pennies to pick up dollars.Finding and handing over to a trustworthy PM is worth the cost.Investing in real estate shouldn't be about getting yourself into another job.We manage 400 units and I can tell you it's like having 10 jobs lolMuch success