I have $25K cash for a down payment and can add $20K/year ($1,600/month) toward payments.No W2s, I've looked into building a small home right away and using a bank statements loan (have about 8800. monthly income) , but with 9%+ interest rates, it’s beyond my budget.Is there any sort of creative financing ideas possible or private lender possibilities?

I'm looking to learn more about passive real estate investing, syndications, and other passive or semi-passive streams of income or equity building.

Maybe you walk away with $100K in 20 years but what would an index fund or Muni bond both of which are passive and likely safer net you in 20 years?

They are certainly not passive investments, in my experience, just for the record. 

If the rental income doesn’t sufficiently cover the debt payments by their standards, they’ll limit the loan amount, even if the property is worth more.You could try a few alternatives:•Look for lenders who specialize in commercial real estate and have more flexible DSCR requirements.

Do a search for Background Checks on the Passive Pockets site.

Not how much can this property earn as an Any DSCR lender is going to go to lend off the income approach.

I will get a lot of fun out of it, plus make money now and off their future efforts which I will not be involved with, other than as a Passive recipient.Cost- if you did traditional logging and sawmilling operations, you would need about $3,000,000 of equipment on the cheap to start out. 

Who are we to say how many places they can rent at once as long as their income meets your requirements?

But we’re starting to see this program gain traction along the Front Range especially with lower income tenants and properties.