You'll have access to good deals that conventional financing won't cover (some weird rules for habitability, like needs flooring, oven, etc., to close on conventional loan).  

Even if it wasn't working properly and was drawing between 15 and 20 amps and was also incorrectly wired by overfusing a 15 amp wire (#14) with a 20 amp breaker, it still wouldn't harm anything in either panel.

If you start paying bills slowly, you need to change your buying habits. 

Not saying you're wrong, just that you might want to verify your numbers and do some reference checks on the builders (ensure they don't have a habit of over-running budgets).-  The $60-65/sf that we're building in Atlanta is for mid-grade finishes. 

No harm in going FSBO for now while you complete you licensing and MLS access.

Great to see advice extending beyond RE, and into sensible personal finance habits.

Agents do not make it a habit to stay up to date, they have the tendency to think what they know is enough and if it was anything really important they would have heard about it.

Since it seems that we have had to follow up on everything (a good habit, we think), including the finalized HUD, what other important documents, etc. should we make sure that we have on hand?

Well it just went back on the market so I put a call in.Price - $600K plus an estimated $400K to make habitable.

Also I love stuff like this (ie Sharpening the saw -- Stephen Covey's 7 Habit's of Highly Effective People)Thanks!