I tested several programs and settled on Buildium.

Upstate New York will generally qualify with standard markets such as Travelers, Nationwide etc... there are a few other property programs that do very well depending on the size.

Hi Megha,The short answer to your question - yes, there are DSCR loan programs that offer no prepayment penalty.

Are they using an SD Replacement Program of some type?

We ARE a chapter of National REIA, so joining gets the paint discount, cabinet program, and rebate - as well as access to all the other national vendor perks and programs.We're in process of getting local vendors and sponsors lined up as we move forward.Starting in September, meetings will take place in the evening on the 3rd Thursday of each month, 5-9pm, food and non-alcoholic refreshments provided (buy your own booze). 

I have looked into many wholesaling programs and they want anywhere from 5k-20K.

--Central Valley Regional Center has a well regarded cardiac program and several other hospitals in the area.  

Multifamily is the only CRE asset class where the government actively subsidizes the cost of capital via "the agencies" (Freddie / Fannie / HUD). 

I was actually a student at the university there not too long ago, part of the wine program.

Distance makes investing more challenging, as does seasonal occupancy and governments which operate differently and/or are less stable than our own(though our own government has not been a paragon of stability lately.)By investing in the Caribbean, you’re adding those challenges plus you’re throwing in the occasional hurricane.