Also, I will assume that your goal is financial freedom.Financial freedom isn't just about replacing your current income.

He has stellar credit but is unable to make deals due to the sensitive financial company he works for and the amount of student loans he cosigned for his kids. 

Our goal is to build something impactful, creating opportunities to support our community and work toward financial freedom.

They are not meant to adversely impact any business or individual directly or financially.

I agree with U if you had to stick to 6% these are not financially viable..

Prioritize your financial stability.

It's been a good experience, very eye opening for me as well as financially nice, and of course, there have been unexpected issues (ie, no matter how sad a situation seems to be, have a 1 strike late payment policy!)

But, a non-favorable catch is the requirement that Hometap becomes your financial power of attorney over the asset, in the event of default or a breach of contract where they can transfer the deed of your home, and or sell your property without your approval(cost, fees, time)Below is a situation I'm trying to evaluate.

Some other copy & paste advice:Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

Are they required to publish financials or do they simple "intend" to publish financials?