Im not even clear on what that means but I was too embarrassed to ask her what she meant by "leveraged".

Hi Guys...I read the book...and I loved it... there are some great insights in there...from the website, I sent an inquiry for the coaching program...I had a call from someone who scheduled a phone call with what he called "program director"I've just finished the call with that guy who appeared to me like a salesman who tried aggressively to sell me the program on spot for $ 4,899.He tried to embarrass me by making me feel that if didn't pay immediately, then I'm not serious about the coaching, I'm chickening out and accordingly I'll never be rich having this attitude...he tried to sell me a service that looked very vague to me!!

I may not tell about it then, might be embarrassing.

It's better to ask a question and risk embarrassment than to not ask and risk serious problems.

So here is my thinking;I need to buy time - I need to be sure that the decision I am about to make that I can make a cash profit and that I am not going to embarrass myself or tie the seller up too long unnecessarily.

@Aaron Mazzrillo said to make an embarrassing offer so I am trying to figure out what that offer will be.I will be following up with her tomorrow.

Embarrassment never killed anyone.

I have met several agents that won't put their name on an "embarrassing offer" because they don't want to upset the listing agent.  

Is there any chance I can get a loan with my problems due to the strength of my guarantor or is it futile and I should just get a new job, wait a few years until my credit is 700+ and then attempt to get started.I'm more nervous than anything about spending countless hours underwriting a deal, spending money on due diligence and asking my guarantor to spend time applying for the loan, only to be embarrassed when I get turned down.

The FTC, embarrassed by the CFPB action updated their own advertising rules for the first time in years, and started hiring enforcement staff to enforce them.