They can also help the renters with loss of their personal property up to $100,000, I believe.

Any property with 1-4 units is considered residential but once you start going above that I believe its considered a commercial property which requires a different loan.

I joined believing the community was here to help its members make such decisions, (smartly), and in some cases, partner together to improve the probability of success (and learning for the newbie!).

We don’t know all the circumstances, BUT, from the small amount of information in the OP, it does seem like the OP believes that to earn a commission the broker/agent needs to represent the buyer all the way through closing and that if the buyer terminates agreement before closing the agent no longer needs to be paid.  

I know this doesn’t necessarily have to do with investing, but I believe it is important regarding the next steps towards my investing journey. 

I believe that the homes that are available are rehabs and not turnkey.

I tried to estimate what a GC might cost in my calculations, but I have an uncle who does roofing and cousins with window installation and landscaping businesses, so I believe I can save some significant costs through their help and guidance. 

I believe success can be found in any market, happy to jump on a call with you to chat about joining eXp Realty which is the most revolutionary brokerage in the world (Literally!)

All of those, including permanent life insurances have their place in a personal portfolio but some people believe that because one specific product does not make sense in their personal situation that it should never be used by others.I am using credit card debt for some of my investments.

I'll check my messages but I don't believe I have anything and they aren't the type to send written letters for notification purposes.