We realize this will be a slow and methodical process, but we believe this is the way forward. 

Hi Jerry, you can withdraw money tax-free and without penalty from your Roth up to the amount of your original contributions.

thanks @Joseph M. everything almost back to normal here.well from what i can tell the market has slowed down a bit, a lot of damaged property, i've seen 10-20k discounts in some desirable areas for SFR but that may not offset the damage

I'd recommend starting slow and growing longer over time.

Buy, only you can decide if you're on fast growth or slow growth mode, and if the risk/reward of extra leverage is right for you. 

Let's pretend it's a generous 1 yr CD with no early withdrawal penalty.7 year CD: 2% and penalized six months of interest if you pull funds out early.If you pull funds out after exactly 12 months, it's a wash:1 yr CD @ 1 yr: $10k * 1% = $100.7 yr CD @ 1 yr with penalty: $10k * 2% - [$10k * 2% / 2] = $100.After 18 months...1 yr CD @ 1.5 years: $10k * 1% * 1.5 years = $150.7 yr CD @ 1.5 years and penalized six months of interest: $10k * 2% * 1.5 years - [$10k * 2% * 0.5 years] = $200.So there's your low risk / low reward "CD hacking" tip of the day to get rich by earning an extra $50 on $10k after a year and a half.

Building these teams slows down my progression to new towns, but I feel more confident in what I buy in the towns that I am in. 

Sometimes a house is distressed to the point where banks won't lend so they can only work with cash buyers, throwing realtors in the mix just slows down progress on finding a qualified buyer.The market I invest in is pretty cool, so a house will sell for 60 or 70k, but it will be on the market for 6 months.  

The banks will withdraw money and hold it in limbo for awhile-- they use this "float" to increase profits.

I’ll be in the area for awhile Josh and don’t plan on letting my real estate game slow down.