They will argue the fact that they have are only behind by one month and that they have always paid (25% of our tenant base is late).

It's a Business Credit and Financing platform that has three different levels of paid membership where they help you build business credit, connect with lenders, etc.   

I think it was on another post about how someone paid for a guru program and the guy never addressed her concerns about losing money. 

It could have to do with estate taxes that need to be paid.

Please note though this is an asset on your estate and if you have debts those also need to be resolved/paid which could complicate things - thus why I strongly recommend an estate planning attorney and a real estate attorney.

Depreciation I am less concerned with as I agree, based on what I understand, it's lowering taxes now, which will have to be paid later when the house is sold.

I have prospective tenants who signed a lease on 31st of October and paid security deposit same day.

We could also tie our security cameras into the police system as part of a local program here in Chicago.We also paid "house sitters" to keep the squatters out!!

I’ve gotten by with just cleaning the roots out annually at a few of our properties with clay pipes, and just replacing sections of collapsed pipes at others and the highest I’ve paid was $10k for replacing a ~30 foot section of collapsed orangeburg (that stuff is the worst).

You could model out in 10 years that loan balance would be paid down to XX and NOI would be XX.