Great tenant but property tax increases have reduced my cash flow.

Thanks.PM fees in Ohio typically range between 8–10% of gross income.

If the higher end rent prices on comparable units take an extra month to fill the vacancy and also the tenant stays 1-2 years instead of 3-4 years on average those landlord make LESS income charging that rental price ESPECIALLY if they pay a PM a placement fee upon turnover on top.

Now, with taxes, insurance, and interest higher and rents not keeping up with property values, most investors are putting more down to get the properties above a 1.0X DSCR. 80% is acceptable, but the issue is getting the property to cash flow at the higher amount. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

With SF, if it’s vacant, you have no income

I am a realtor and believe my income will not be as high as it has been for the past few years moving forward. 

Multifamily offers steady income, scalability, and tax advantages, though it requires more upfront capital and management skills.

Are you looking to build up your cash, get recurring income, subdivide, get into new contruction builds, etc?

More on how DSCR programs work below:DSCR loans won't use your income to underwrite the loan.