That in and of itself is unethical and immoral, as it is the utter antithesis of the "Free Market" philosophy which these same government agencies have espoused all along.

Think i'll go drink some hemlock... just kidding, anyway.. in this situation where i'm not in default, and my mortgage doesn't adjust until 2010, do i have any leverage to try a loan mod to get out of the interest only aspect of my loan.. i'm getting the impression that these lenders will only deal if your in some stage of default.

Nothing else.When I'm waiting for doctor's appointments-dentists, in line for other mundane consumer chores, I put stuff on index cards and study them. like sales objection handlers, marketing ideas, and the like.Or I talk into a portable digital tape recorder.Or I practice to complete and utter strangers my "elevator speech."

From the owner list you can check the court records website to actually see at what stage of foreclosure each and every home is in.

Usually we just break the job down into weekly payments since most folks are not qualified to understand job stages.

Thanks, I am just very proactive in the REO and pre-foreclosure stage

During my 14 day escrow (which I didn't need)*Well since I had a end buyer that was able purchased it the same day I got final approval, I opened ecrow that day and had a 14 day escrow just for marketing purposes(FYI....the end buy was working the loan during the short sale neg. stage)

In the early stages of my wholesaling career I put a package of 4 houses under contract at what I knew to be a good deal and went to town trying to sell them before I closed really out of necessity more than anything.

hi timadd me to your listif you look at my profile I am here in sydney and I am looking at the same as your last client.not sure if the way we are looking at it is the same as your last client.I would be very interested in what structure athey bought inand how they put the buying entity together.what and who they used for their legals and tax as we can mirror the way they have done it.I think funding is not the major issue as there will be lenders to lend if we buy right.we are a start forward type of buyer.and usually very straight shooters.we have a way of buying the 35 to 99k properties and then we call them pooled loans not sure what you call them a bit new at your neck of the woods.I would like to get into the buy hold refi and use the same lender to fund into australia but thats a bit down the track.the more info on the structure the better at this stage and if that requires us to buy a property to learn we will

A real estate agent I know is emailing me a blank copy of your standard "sales agreement" form. it's my understanding that its fairly flexible though at this stage and pretty much any arrangement you work out with the buyer is o.k. as long as both of you agree to it.