While there are certainly no vacationers here, there are a good amount of people that use short-term rentals for contract work for 1-3 months.

Even if their pay doesn't increase this is a small enough change for most tenants to adjust to within their budget especially if they come to expect it with their next lease renewal. 5. 1-3% annual increases might not keep up with rent price increases in the short run.

In the short term, I aim to replace my monthly income from my current entry-level job, I dont make a ton of money so this shouldn't be too difficult.

This stabilization period is expected to be short-lived, creating a window for strategic investments.

I talked to two different local credit unions about pulling 300K in locked equity out of our former primary home that we converted to a short term rental last year.

Looking to use the short term rental loophole.If I use the short term rental loophole for my STR, I material participate and do a cost seg study.Can I take the value of the building in the first year as depreciation and write it off against my wife's income?

So, your cash flow may be closer to even long term, even if you are losing short term. 

How can I optimize my situation to be at least break even or, even is short term like air bnbs andvacasas reay good?

Or as you mentioned, put on a spreadsheet with short and simple explanation.

There are some partnerships that are designed by nature to be short term, so there’s not as much to lose if things don’t turn out rosy.