Do you invest in any of those areas? 

With an SDIRA, you can invest in long-term rentals while preserving your retirement savings, but you must follow strict IRS rules:1.

I received a call from someone who you could tell had very little knowledge of multifamily investments and asked for some proprietary financials.

Some invest strictly for cash flow.

I invest mostly in the southeast and upper midwest.

Quote from @Min Zhang: Investment Info:Single-family residence fix & flip investment in Columbus.

I don't like out of State investing. 

You can do less than 20% down (as low as 3.5-5%) if you intend to occupy the home for at least a year.2) There will be an HOA (homeowners association) which restricts rentals, so be sure to read the CC&Rs (governing documents) to ensure that your rental strategy is allowed, even if you intend to live there at first, eventually you'll be transitioning it to an investment property, so this will be important.

The fact that you moved from your primary residence three months after purchasing may seem a bit strange to your current lender, especially with you potentially having it classified as an investment property in the same calendar year.

To keep these approvals valid, developments should secure public investment to support housing affordability and ensure that at least 50% of the units are affordable.