@Chris Marshall@Britt Smith  very brief resume' please and POF  .. and thanks for the replys I was getting worried that I could not even give a home away !!

Unless you have a huge net worth, impeccable resume, and great reputation, allowing someone full fee simple ownership of a real property with little or no investment on their part is a formula for high default probability and the prospect of a huge loss.  

The property owner is saying that the carpet and walls had animal urine on them, and there is a persistent smell that just won't go away (tenants claimed they had dogs, but property manager believes they may have had a cat that they did not disclose).This is what the Property Manager has done to mitigate the smells thus far:1) Brought in ServPro to mitigate the smells2) Use "OdoBan" on all the walls3) Brought in their own Ozone cleanerThe Property Manager is recommending the "nuclear approach" and replacing all of the carpet, flooring and painting the walls, and we feel this is quite excessive, not to mention extremely expensive!

They have the lead free nuclear testing device.  

Relationships and getting along with people will take you much further in life than a "Fancy Resume"!

@Jonathan Bombaci will resume his once he is able to and it is in Salem.

Sort of a nuclear option though.I can tell you that when I'm selling something, if someone tries to cancel after the DD period, I never return the $ and will pay more to fight the return then the amount of the return for the principle of it. 

Experience resume/bio: includes REO, background, basically your chance to show why you think you deserve the loan3.

The education and resume experience are the most valuable aspects of the deal for you here. 

From my experience dealing with CBS lending and traditional bank:The sponsor and anyone that owns 20% or more will undergo credit check and will be required to supply personal financial, cash flow statement & resume.