We have regular calls, their acquisitions team sends me deals, I can review bids with their contractor and they will take a peek at my CRM to review my numbers and make suggestions.  

A 3.50% down payment off that is 8750.00 leaving a base mortgage size of 241,250  then add the regular FHA Mortgage Insurance Premium or MIP that is 1.75% of your loan amount, or 4221 ( an up front fee FHA charges to fund their programs) which is usually added to the loan so you dont pay it in cash, then total loan is 241,250 + 4221 = 245,471. 

Im paying over 10k a year on my flood, wind and regular home insurance.

Its the regular consumer that buys/sells a handful, at most, homes in their lifetime.

Keep a keen eye on economic indicators, employment rates, and local development plans to gauge the overall health of the market.Maintenance Costs Can Sneak Up On You: It is easy to factor in property taxes, insurance, and regular maintenance, but unexpected repair costs can throw a wrench into your financial plans.

Account Closed  regular doorbell? 

Probably not a scam.Just "Guerrilla Marketing" strategies.I do it regularly with email headings like:Fwd: Why aren't you replying to me?

If there's anyone else in your universe who regularly deals with the rental I'd get them listed as additional insureds as well. 

I told them I’ll pay the regular amount I’ve been paying on the next payment.

Baseline consideration.... turbo tax business live preparation service is $1,750 (yes they do regularly offer discounts that might get it down to $1,000).