Now, 15 years later my investments there have recovered from the crash and are up ~30%.

@Dillon LeRoy PollardIf you don’t have much money to invest this game could take what you have and leave you in a bad place—one which you are unable to recover from.There are many who will say you should leverage debt and credit but it is very dangerous.Seeing you are in Pensacola means that you have many good options to generate income through lower risk options.

They cannot recover the funds. 

Your time horizon is also important here, for a high end airbnb, I would plan on spending at least $20 a foot furnishing it, so you need to make sure you have the capacity to recover that cost too. 

This negative position can consume years of cash flow to recover.

It takes a lot of cash flow and deals to recover from willfully breaking the law like this (potentially $4500 per call) and websites like batchlitigatorscrub.com are just saying "Hey, here's a list of people that enforce the law" and "we'll help you safely break the law".I like to think at Bigger Pockets we are better than that right guys?

Your owners/landlord/dwelling fire policy should cover loss of rent that you can recover 

In reality you're almost never going to recover that lost money. 

You can then refinance at 70-75% loan to value and pull some equity out to recover cash.

So expensive a fix that the deposit may not cover it and unlikely you will recover that from the tenant later.