Does anyone have a sample HML or PML form that you have used that you can share?

(Looking to spend 130 or less)Just looking for advice, this would be my first property and I'd like to get cash flow while being in a non crime filled area, and being able to count on at least some future appreciation. 

Spend a few hundred dollars and speak with an attorney.

Hey BiggerPockets Family,I’m thrilled to finally be joining this amazing community after spending some time exploring the forums and listening to the podcasts.

Perhaps you should take a small step back and spend a few months saving a little more for your reserves before attempting to buy the next one.

If you'd like more information on one of these, then private message me.

I am currently working on a website so that the real motivated sellers contact me, so i dont have to spend as much time contacting property owners who aren't motivated at all. 

It depends upon so many factors, that an attorney needs to spend time mapping it out with youGino

Investment Flexibility: Real estate, private lending, and more.2.

I financed this deal through a private lender, allowing me flexibility and faster access to funds compared to traditional financing.