@Joe Fairless I NEED to take note, I am exactly where you were a few years back. 30k salary, 18k student debt, I am down to 9% credit card usage, which I am planning to wipe out in the upcoming months. 🙏🏻 But wow, can I just say that your story, is #goals material.

I have a cash business credit card without a guarantee.

I just closed on my first rental today. how long do I need to wait to apply for a credit card?

If no, leave a card and go on to the next one.

Should I focus on just securing funds for the down payment and closing costs or should I be concerned about creating some sort of reserves for said rental property (to account for any vacancies and expenses)I assume I need to make sure that in the event I cannot rent out the property we are able to cover the expenses relating to this house in additional to our own personal mortgages but I’m not too worried about this (please let me know if I should be worried)Outside of my mortgage and some credit card debt which will be paid off by the end of this month I do not have any other debt.Are there other factors that I should be considering?

I would pay all that off before you buy any real estate.Let’s say your credit card interest is 16 percent and a balance of 10k.

Im trying to work hard to get the credit the best i can like leasing a car and use a credit card.

I know that some people put a "cleaning" penalty in their agreements that will charge the vacationer if they have to clean up more than what is normally expected, if things are taken, etc, and they hold a credit card for this purpose.  

Hello everyone,This is kind of a weird question but my fiance  and I will be attending our first REIA meetup this weekend and it occurs to me that every businessman I’ve ever met says you must have business cards at networking events, and we have none.Now my first thought is, we haven’t made our first deal and are still planning to pull the trigger in about 2 months, so it really feels sorta presumptuous to print off business cards which say anything real estate related.On the other hand, having never really been to a meetup not related to my day job where I would totally have business cards, I’m unsure if it’s really bad etiquette not to have them.So my quick poll is, as people who have done this way more than me, what do you guys think?

Call the town office and ask them if they will take your credit card over the phone.