With the limit on those, you should over time get increased cash flow, which means in the short term maybe you can take a little less in cash flow to make a deal work if you are planning on holding in perpetuity.

Some may have a culture they are trying to perpetuate or may not hire because they think you are a liability, but they will usually hire just about anyone.I would go ahead and start talking to brokers now to have something lined up for as soon as you are licensed.Also, you should think about your goals when picking a broker.  

I've really got no dog in this fight, just trying to avoid the mass stereotyping (in supercharged, loaded blog posts) of people living in a strong and vibrant town.  

I did provide a curt response to a post above where the stereotypical, incorrect labelling of Canada as practicing socialism was offered-up.I would be interested in the town you saw which was sold by the {Federal?}

Just professionally justify why you feel I should spend the extra thousands and go forward, not slimy stereotypical used car salesman pitch.

Also the caliber of tenant I have in at least one property (it could be the part of town I'm in - Hammond, Hobart, Laporte, IN) is perpetually VERY VERY late with rent.   

Good ol’ well-meaning newbie investors, so some perpetual problems are below.

This means that, provided she is buying only cashflowing real estate and she has no consumer debts, her DTI will perpetually remain 0.00%.

Its one thing for a owner to allow some one to use his/her land but to grant that into perpetuity seems to me as against the laws of nature.

On the rare occasion where a tenant can't pay, I treat them with dignity and respect, give them 3 days without late penalties, and and even offer to pay for their storage unit for a month while they transition (approx $50, vs $1000s in lost rent, court fees and damages if you have to go through eviction); 95% of the time they've just had bad luck and appreciate the treatment.More importantly, their neighbors see that I'm not just a stereotypical 1980's movie landlord out to ruin the lives of single moms and their adorable band of misfit children, and believe it or not, this really does affect their decision to move on when I do my annual rent raises.